Nacha brings together diverse stakeholders to develop rules and standards that foster compatibility and integration across a range of payment systems. Afinis Interoperability Standards is Nacha’s membership-based organization that focuses on rapidly delivering APIs and other financial services standards using innovative and agile processes. Afinis collaborates openly and globally, working with groups around the world to share learning, reduce duplicative efforts, and create implementable, interoperable, portable standards that lessen friction and improve the ability of diverse stakeholders to partner in bringing innovations more quickly to market.