Banking Industry Architecture Network
The Banking Industry Architecture Network (BIAN) is a collaborative not-for-profit ecosystem formed of leading banks, technology providers, consultants and academics from all over the globe. Together this network of professionals is dedicated to lowering the cost of banking and boosting speed to innovation in the industry. Members combine their industry expertise to define a revolutiona...
Website:
CAPS Services
The CAPS market initiative is a large multi-stakeholder coalition-of-the-willing that aims to make PSD2 work safely, in practice and at scale for all. It is an open forum that proposes solutions to the technical, business and operational issues faced by potential PSD2 stakeholders across Europe. Banks/TPPs/FinTechs/service providers/corporates/mobile industry/etc work together her...
Website:
Fast Healthcare Interoperability Resources (FHIR)
Healthcare records are increasingly becoming digitized. As patients move around the healthcare ecosystem, their electronic health records must be available, discoverable, and understandable. Further, to support automated clinical decision support and other machine-based processing, the data must also be structured and standardized. (See Coming digital challenges in healthcare) HL7 has ...
Website:
Financial Data Exchange
The Financial Data Exchange (FDX) is a nonprofit organization that is dedicated to unifying the financial industry around a common, interoperable and royalty-free standard for the secure access of user permissioned financial data, aptly named the FDX API. FDX has an international membership that includes financial institutions, financial data aggregators, fintechs, payment networks, con...
Website:
Financial-grade API (FAPI)
In many cases, Fintech services such as aggregation services use screen scraping and stores user passwords. This model is both brittle and insecure. To cope with the brittleness, it should utilize an API model with structured data and to cope with insecurity, it should utilize a token model such as OAuth [RFC6749, RFC6750]. This working group aims to rectify the situation by developing ...
Website:
Nacha
Nacha brings together diverse stakeholders to develop rules and standards that foster compatibility and integration across a range of payment systems. Afinis Interoperability Standards is Nacha’s membership-based organization that focuses on rapidly delivering APIs and other financial services standards using innovative and agile processes. Afinis collaborates openly and globally,...
Website:
Open Banking UK
Open Banking is the secure way to give providers access to your financial information. It opens the way to new products and services that could help customers and small to medium-sized businesses get a better deal. It could also give you a more detailed understanding of your accounts, and help you find new ways to make the most of your money. Get ready for a world of apps and websites, ...
Website:
Open Financial Exchange
Open Financial Exchange is an open standard for client-server systems and cloud based APIs for exchanging financial data, and performing financial transactions between financial institutions, and financial applications. Further, the API allows the exchange to be facilitated either directly or via an intermediary such as data aggregation service providers.
Website:
Open Insurance
We provide thought leadership on key issues that define interoperability and compatibility through the use of common and open standards. Every project has a beginning! It all started with a vision for accelerated adoption of innovative new technologies and deeper integration with InsurTech startups which was translated into the first ever Open Insurance white paper.&nbs...
Website:
Open Referral
We develop data standards and open platforms that make it easy to share and find information about community resources. The vision of Open Referral is a world where everyone has access to — and the ability to effectively use — information about the resources that are available in their community.
Website:
OpenTravel
The OpenTravel Alliance provides a community where companies in the electronic distribution supply chain work together to create an accepted structure for electronic messages, enabling suppliers and distributors to speak the same interoperability language, trading partner to trading partner. OpenTravel’s mission is to engineer specifications to ensure traveler and supplier informa...
Website:
Payment services (PSD 2) - Directive (EU)
The Revised Payment Services Directive (PSD2, Directive (EU) 2015/2366, which replaced the Payment Services Directive (PSD), Directive 2007/64/EC) is an EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU) and European Economic Area (EEA). The PSD directiv...
Website: